Your business already pays its bills on time.
It's just not getting credit for it. Paytrove finds the loan, rent, utility, and vendor payments your business already makes — and reports the ones you confirm to commercial credit bureaus.
How it works
Connect
Link your business bank account. Nothing is shared with anyone until you say so.
Detect
We find the loan, rent, utility, and vendor payments you already make on a schedule.
Confirm
You review what we found and confirm what's accurate — nothing goes out without your say.
Report
Confirmed payments get reported to commercial credit bureaus as trade lines over time.
What this does — and doesn't — do
Reporting existing payments doesn't automatically raise your score or guarantee loan approval — no service can promise that honestly. What it does is make sure payments you're already making reliably actually count toward your business's credit file, instead of going unreported like they do today.